“Joseph Plazo on the Dangers of Algorithmic Obedience: Who Controls the Machine?”

In a gathering of AI developers, analysts, and traders, Joseph Plazo—founder of the algorithmic trading firm Plazo Sullivan Roche—offered an unusual message: slow down.

MANILA — Plazo didn’t talk about speed or scale.

“If you hand over your portfolio to a machine,” he said, “you must ask: does it reflect your ethics—or just your ambitions?”

???? **He Built the Bot. But He’s Not Sure We’re Ready for It.**

He isn’t speaking from the sidelines. His firm’s AI systems have posted a 99% win rate across key timeframes and are in use by institutional clients across Europe and Asia.

Yet even with these results, he insists—performance isn’t the only metric.

“AI can optimise a mistake to perfection if no one stops it.”

He shared a case from the early days of the pandemic. One of his firm’s bots flagged a short on gold just before the U.S. Federal Reserve issued an emergency policy shift.

“We overrode it. It was a machine doing math, not reading history.”

???? **Machines Act Fast. But Leadership Sometimes Waits.**

AI’s appeal lies in its instant execution. But at what cost?

“Friction is not failure,” Plazo told the audience. “It is the space where judgment lives.”

Plazo introduced a framework he calls **“Conviction Calculus”**—three questions that must be asked before executing an AI recommendation:

- Are we outsourcing our ethics to an equation?
- Are we listening to voices that can’t be graphed?
- Can we stand by this choice if it goes wrong—publicly, transparently?

???? **As Fintech Booms, Where Are the Ethical Guardrails?**

Across Asia, nations are investing heavily in fintech and AI-driven innovation. Joseph Rinoza Plazo From Singapore to South Korea, the push toward automation is framed as economic strategy.

But Plazo’s question cuts deeper: “We’re scaling faster than we’re thinking.”

He warned of systems designed to win—but not to pause.

“These weren’t errors of greed or emotion. They were perfectly logical moves—executed without context.”

???? **The Alternative: Narrative AI That Considers More Than Numbers**

Plazo is not anti-AI. He’s pro-responsibility.

His firm is developing what he calls **“narrative-integrated AI”**—models that factor in geopolitics, tone, and social context alongside market data.

“Machines that don’t just predict, but understand.”

At a private dinner after the event, multiple venture capital leaders discussed collaborations.

One investor called Plazo’s talk:

“A blueprint for ethical AI in an unequal world.”

???? **What Happens When No One Says ‘Stop’**

Plazo ended with a thought that may echo across boardrooms:

“Emotion won’t trigger the fall. Certainty will.”

It wasn’t fearmongering. It was foresight.

Because when machines take over the trades, leadership cannot go offline.

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